THE #1 ALTERNATIVE FUNDING SOLUTION HUB
​     

877-287-0944


    
What Makes United Financial Group the Leader in Lender Program Options for Real Estate Investors?


Our client borrowers receive quick funding, typically in less than 2 weeks, for all major types of investment property.


Match Deals to the Right Direct Lender Program Options


250 Direct Hard Money Lender and Bridge Lender Programs




United Financial Group  provides Fast Hard Money Loans,  Commercial Lending, Short
Term Mortgages and Private Money Financing on real estate property with competitive
credit rates and easy terms for purchase and refinance. With over 75 years of combined
experience in underwriting, originating and acquiring secured loans, United Financial Group
possesses extensive expertise necessary to competently assist you with all your
Joint Venture funding, Standby letter of credit (SBLC), Bridge loans, Construction, Rehab, 144A Bond, Commercial and Hard Money Lending needs. Commercial Loan placement Agency.

More Lender Program Options for All Types of Investment Property Deals
and Investor Situations.

Learn more
Learn more
Apply Online
Quick Response
FULL NAME
PHONE
EMAIL
YOUR MESSAGE
LOAN AMOUNT
TYPE OF LOAN
PURCHASE/REFINANCE/CONSTRUCTION
COMPANY NAME
PROPERTY ADDRESS
INCOME AMOUNT FOR 2016,2017,2018
SBA OR LINE OF CREDIT
PROOF OF FUNDS SERVICE
HOW FAST DO YOU NEED TO CLOSE
ARE YOU A BROKER, AGENT, CONTRACTOR?
Submit

BUSINESS & REAL ESTATE FUNDING

  1. Alternative Funding Solutions
    While the current market has created a lack of credit availability for real estate investors and small business owners, and large Investors, we are positioned to meet the market needs and expand our portfolio without the regulatory constraints that large banks and institutional lenders are now facing.
  2. Construction loans
    Loan sizes range from $500,000 to $350 million. Term ranges from 12 to 24 months. Interest rates: spread over Wall Street Journal Prime Rate. Guaranty is full recourse for project completion and loan repayment. Subordinate mortgages may be permitted subject to secondary market loan guidelines and completion of lender due diligence and underwriting. Prior to closing, a suitable permanent loan commitment must be in place.
  3. All Commercial loans
    Loan sizes range from $1 to $500 million. Term ranges from 24 to 25 years Loan to value from 70-85%. Interest rates: spread over Wall Street Journal Prime Rate. Guaranty is full recourse for project completion and loan repayment. Subordinate mortgages may be permitted subject to secondary market loan guidelines and completion of lender due diligence and underwriting.
  4. Advising
    The difficulty most people have in shopping for their own loan is they don't know all the right questions to ask. Adding to that difficulty is the fact that most lenders have only two or three programs to offer so their job is to sell you what they have rather then find the program that fits your needs. After we know what your investment goals are, United Financial will tailor a loan program to fit those needs and give you the best funding programs the market has to off
  5. Proof of funds
    From $100,000 - $500 million. Seasoned and non-seasoned funds. New lower rates! Funds are in a bank account or Investment escrow account in your name. Our Service is Guaranteed! 24 hour service, Can be used for any purpose including: Net worth requirement Show of down payment Bond Requirement...
  6. Bridge loans
    United Financial Group has formed Business Relationships with 5 – 8 Reputable Bridge Lenders to better assist our Clients. Below are one of our Lending Partners terms which are not all inclusive. Rates: As low as 8.5% Loan Size: $1 Million Minimum $150 Million Maximum Acceptable Uses: Purchase, Refinance, Major Rehab Terms: 2 & 3 Year Terms available Leverage / Loan to Value: Up to 80% of Actual Cost Maximum Typically 65% LTV Minimum FICO Score: 620 Minimum 680 Average
more info
more info
more info
Learn more
Learn more
Learn more
SMALL BUSINESS SOLUTIONS
  1. WORKING CAPITAL
    WORKING CAPITAL
    0
    Whether it’s expanding or improving your current business, investing in advertising, or tying-up existing “loose ends” like taxes or outstanding debt, the extra cash can be just the solution you need. Cohen Commercial Advisers can get your business from $5,000 to $500,000 quickly and with a minimum of paperwork.
  2. INVOICE FINANCING
    1
    How Does Invoice Factoring Work? Invoice factoring, also referred to as selling invoices or selling accounts receivables, is a process where companies offer open invoices for sale to an invoice factoring company. The account receivable finance company, or factor, assigns a value to the invoice portfolio based on the ability it has to collect, the industry they serve, the credit reputation of the debtors, and the total amount due before offering a factoring and advance rate for the invoices. Accounts receivable financing lets you get paid for your outstanding invoices right away—for a fee. What Do I Need to Qualify? 6+ months in business $50,000+ in annual revenue Disclaimer: These are general qualifications. Other information might be considered during your application.
  3. Cannabis Business Loans
    Cannabis Business Loans
    2
    We’ll contact you within 24 hours to discuss your approval. There are a variety of rates and terms available, so we will help you decide what is the best rates and terms that are a great fit for your business.
  1. SMALL BUSINESS LOAN SBA 7A/504
    SMALL BUSINESS LOAN SBA 7A/504
    0
    The SBA 7a Program allows for financing of all types of business needs from purchasing real estate, fixed assets, working capital and business acquisitions. The SBA 7(a) loan program highlights are: Up to 85% Loan to Value (LTV) Generally adjustable rates 2% to 2.75% over WSJ Prime 5 Year Fixed Rate may be available 25 Year Amortization Fully Amortized Loans with NO Balloons Loans up to $5 million
  2. WORKING CAPITAL LOAN
    1
    Merchant Cash Advance Min $20,500/month Credit Card Volume or $25,000 gross monthly sales​ ​Up to $5mm in 48 hour funding
Commercial Loan Projects
Fast review-Fast Decisions-
Term sheet within 72 hours
more info
100% Joint Venture Projects
Fast review-Fast Decisions-
Term sheet within 72 hours
​more info
​​CALL TODAY
Free File Review
NO 
UPFRONT
​Fees
more info
Stated Income from $75,000 to $5 million
All property types
Nationwide
​more info
United Financial Group Nationwide, Regional and Local Lenders for 2019
Your one stop shop source.


  • Equity Based Lending
  • No Minimum FICO Lenders
  • No Credit Lenders
  • No Asset Check Lenders
  • No Income Requirement Lenders
  • No Advance Fee Lenders
  • No Prepayment Penalty Lenders
  • Non-Recourse Lenders
  • Notice of Default Lenders
  • Bankruptcy and Foreclosure Lenders
  • Up to 100% of Rehab/Purchase Based on LTV% and ARV
  • 85% of Purchase Nationwide Transactional Lenders
  • Residential N/O-O Property Lenders
  • Commercial Bridge Lenders
  • Income Property Lenders
  • Fix ad Flip Lenders
  • Buy and Hold Lenders
  • Residential Rehab Lenders
  • Rehab Costs Lenders
  • Lenders Who Roll Fees Into the Loan
  • Lenders Permitting Seller Carry-Back Financing
  • Online Deal Scenario Submission
  • [email protected]

  • Commercial Renovation Lenders
  • Construction and Development
  • Lenders
  • Note Purchase Lenders
  • Distressed Property Lenders
  • Joint Venture and Equity
  • Participation Lenders
  • Loan Terms 3 Mos to 5 Yrs +
  • Loans for Rental Properties
  • Portfolio and Blanket Loans
  • Purchase Lenders
  • Refinance Lenders
  • Cash-Out Refinance Lenders
  • Gap Funding Lenders
  • Second Position Lenders
  • Cross-Collateral Lenders
  • Lenders Offering Proof of Funds
  • Lenders for Foreign Nationals
  • Lenders for Individuals, LLCs, Corporations and Partnerships
  • Loans for Trusts, Probate and IRA


WRITE A MESSAGE
CONTACT INFO
Name
Message
Email
Phone
Submit


Northern California Office

Site visit and funding available nationwide

Telephone:

(916) 345-3100

EMAIL: [email protected]  

 

Recent deals