THE #1 ALTERNATIVE FUNDING SOLUTIONS HUB

CAPITAL SOLUTIONS
INVESTMENT PHILOSOPHY
​​

We pride ourselves on seeking out debt financing opportunities that are underserved by the institutional capital markets. Our current focus is providing non-recourse first lien construction and asset financing. Our loan programs are designed to provide an alternative for Small business owners, Trade Investors, Real estate investors and Developers who cannot meet their financing needs through a traditional bank lending platform. By offering non-recourse terms, flexible underwriting standards, creative loan structures and fast execution, we help our clients achieve their goals.

OUR AREAS OF EMPHASIS IN
INVESTMENT UNDERWRITING INCLUDE


Overall quality of the real estate project
(post completion/renovation, if applicable)
Strong local market fundamentals with appropriate demand generators
Demonstrated relevant experience and success of sponsorship
Qualified team (Lending consultants, MBA underwriters, CPA, processors, etc.)
Significant fresh cash equity capital invested by sponsorship
Solid plan for execution of business plan and
attainment of appropriate financial benchmarks

your customer

Learn more
Cohen Commercial Advisers  provides Fast Hard Money Loans,  Commercial Lending, Short
Term Mortgages and Private Money Financing on real estate property with competitive
credit rates and easy terms for purchase and refinance. With over 75 years of combined
experience in underwriting, originating and acquiring secured loans, Cohen Commercial
Equity possesses extensive expertise necessary to competently assist you with all your
Commercial and Hard Money Lending needs. Commercial Loan placement Agency.
SMALL BUSINESS SOLUTIONS
  1. WORKING CAPITAL
    WORKING CAPITAL
    0
    Whether it’s expanding or improving your current business, investing in advertising, or tying-up existing “loose ends” like taxes or outstanding debt, the extra cash can be just the solution you need. Cohen Commercial Advisers can get your business from $5,000 to $500,000 quickly and with a minimum of paperwork.
  2. INVOICE FINANCING
    1
    How Does Invoice Factoring Work? Invoice factoring, also referred to as selling invoices or selling accounts receivables, is a process where companies offer open invoices for sale to an invoice factoring company. The account receivable finance company, or factor, assigns a value to the invoice portfolio based on the ability it has to collect, the industry they serve, the credit reputation of the debtors, and the total amount due before offering a factoring and advance rate for the invoices. Accounts receivable financing lets you get paid for your outstanding invoices right away—for a fee. What Do I Need to Qualify? 6+ months in business $50,000+ in annual revenue Disclaimer: These are general qualifications. Other information might be considered during your application.
  3. BAD CREDIT BUSINESS LINE
    2
    You need capital to grow a business to even greater profitability. Prove that your business sales are $10,000 or more. This usually means, bank statements. If you do not put anything in the bank we cannot underwrite the file and unfortunately, we cannot help you. COHEN find option that’s best for you.
  1. SMALL BUSINESS LOAN SBA 7A/504
    SMALL BUSINESS LOAN SBA 7A/504
    0
    The SBA 7a Program allows for financing of all types of business needs from purchasing real estate, fixed assets, working capital and business acquisitions. The SBA 7(a) loan program highlights are: Up to 85% Loan to Value (LTV) Generally adjustable rates 2% to 2.75% over WSJ Prime 5 Year Fixed Rate may be available 25 Year Amortization Fully Amortized Loans with NO Balloons Loans up to $5 million
  2. WORKING CAPITAL LOAN
    1
    Merchant Cash Advance Min $20,500/month Credit Card Volume or $25,000 gross monthly sales​ ​Up to $5mm in 48 hour funding
  3. EQUIPMENT LOAN
    2
    COHEN COMMERCIAL Advisers Lender network is a leader in the equipment financing industry. With our Lowest Payment Guarantee6 and no down payment requirement, we cost you less. Our dedicated Loan Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that’s best for you.

BUSINESS & REAL ESTATE FUNDING

  1. Alternative Funding Solutions
    While the current market has created a lack of credit availability for real estate investors and small business owners, and large Investors, we are positioned to meet the market needs and expand our portfolio without the regulatory constraints that large banks and institutional lenders are now facing.
  2. Construction loans
    Loan sizes range from $500,000 to $350 million. Term ranges from 12 to 24 months. Interest rates: spread over Wall Street Journal Prime Rate. Guaranty is full recourse for project completion and loan repayment. Subordinate mortgages may be permitted subject to secondary market loan guidelines and completion of lender due diligence and underwriting. Prior to closing, a suitable permanent loan commitment must be in place.
  3. All Commercial loans
    Loan sizes range from $1 to $500 million. Term ranges from 24 to 25 years Loan to value from 70-85%. Interest rates: spread over Wall Street Journal Prime Rate. Guaranty is full recourse for project completion and loan repayment. Subordinate mortgages may be permitted subject to secondary market loan guidelines and completion of lender due diligence and underwriting.
  4. Advising
    The difficulty most people have in shopping for their own loan is they don't know all the right questions to ask. Adding to that difficulty is the fact that most lenders have only two or three programs to offer so their job is to sell you what they have rather then find the program that fits your needs. After we know what your investment goals are, United Financial will tailor a loan program to fit those needs and give you the best funding programs the market has to off
  5. Proof of funds
    From $100,000 - $500 million. Seasoned and non-seasoned funds. New lower rates! Funds are in a bank account or Investment escrow account in your name. Our Service is Guaranteed! 24 hour service, Can be used for any purpose including: Net worth requirement Show of down payment Bond Requirement...
  6. Bridge loans
    COHEN Advisers has formed Business Relationships with 5 – 8 Reputable Bridge Lenders to better assist our Clients. Below are one of our Lending Partners terms which are not all inclusive. Rates: As low as 8.5% Loan Size: $1 Million Minimum $150 Million Maximum Acceptable Uses: Purchase, Refinance, Major Rehab Terms: 2 & 3 Year Terms available Leverage / Loan to Value: Up to 80% of Actual Cost Maximum Typically 65% LTV Minimum FICO Score: 620 Minimum 680 Average
Learn more
Learn more
Learn more
Bridge
Loans
Mezzanine Loans
Hard money
Conventional
Speciality
Loans
​​CALL TODAY
Free File Review
NO 
UPFRONT
​Fees
Commercial Loan Projects
Fast review-Fast Decisions-
Term sheet within 72 hours
  1. Retail/Shops/Mall
    Rates start from 6.99%, Loan Amounts up to $25,000,000 • LTV up to 70%, Minimum Credit Score 650 • 30 Year Loan / 30 Year Fully Amortized-Loan Program Highlights NO Tax Returns-Perfect for self-employed-Owner-User? No Problem Common sense underwriting-Loan turned down by other lenders Permanent financing, NO balloons-Quick Closings estate.
  2. Oil/Gas/Mining
    Cohen Advisers provides access to a wide range of financial solutions designed to service the oil & natural gas, energy, infrastructure and natural resources sectors. In addition to our joint venture programs we can also provide loans/debt financing or lines of credit to quickly take advantage of acquisition opportunities or refinance existing debt
  3. Office Building/Storage/Industrial
    Office Building/Storage/Industrial
    We will provide financing on all types of self-storage facilities. A Cohen Adviser will work with you to provide the right loan structure for your self-storage facility whether it is a purchase, refinance, or construction. We have financed self-storage facilities that are being leased up, are already fully leased, or have yet to start construction.
  4. Golf course/Trailer Parks
    No Docs Requested Loans Ranging from $250,000 and $20mm. Loan to Values up to 80% Rate: 8-12% Renovation financing up to 100% Fast Turn-Around Time 1-3 year Terms / Interest-Only Flexible Underwriting Competitive Rates
  5. Hotel/Motels/Casino
    Hotel loans, Motel Loans NON-RECOURSE - HOTEL PURCHASE: • $3 MM and up loan amounts • 5-10 year term • 15-30 year amortization • DSC 2.5 • 70% LTV • Flagged • Limited & Full Service, Extended Stay • Experienced operators
  6. Fix/Flip Investments/Residential sub-division
    Up to 90% of the purchase Price (90% LTC) Up to 100% of all Renovation (Rehab) Up to 70% ARV (After repaired Value) Rates: 8.50% - 13.99% I/O 6-24 Month Terms Available W/ No Prepay Penalty 2-5% Origination/Processing Fee /CITI Fee: $1250.00-$5000 550 Minimum Credit Score to Participate Loan Amounts: $75,000 - $5,000,000 (Purchase and Rehab Combined) Closing in as little as 7 business days Residential and light commercial Investment Properties Welcome 100% FUNDING WHEN YOU CROSS COLLATERALIZE YOUR EQUITY!! JUMBO LOANS AVAILABLE UP TO $10 MILLION
  7. Multifamily
    Up to 90% LTV Unlimited Cash Out No Pre-Payment Penalty Flexible Amortization Schedules Close in 3-5 Days Non Recourse Loans Par Pricing Brokers Protected...
  8. Bio-Disel/Renewable Energy/Ethanol Plant/Solar/Wind
    Bio-Disel/Renewable Energy/Ethanol Plant/Solar/Wind
    A wide variety of feedstocks are available to producers of biofuels today. Plants that can process numerous feedstocks are the most versatile and profitable. This is important when pursuing funding for financing biodiesel and ethanol plant projects. MFI / Epic offers expertise in biofuels with appropriate partners needed to facilitate rapid funding for the financing of biodiesel and ethanol plant development projects.
  9. Assisted Living/Student Housing
    Assisted Living/Student Housing
    Proin sodales venenatis auctor. Nam quis adipiscing nunc. Duis interdum ante neque, et cursus tellus vestibulum sed. Nam lacus leo, eleifend et venenatis ut, aliquet sed velit. Nam scelerisque ornare hendrerit.
  10. Daycare/Schools/Dorms
    Cohen Commercial Advisers affiliates Banks and Investors offers financing for seniors housing projects; including congregate care facility mortgages, assisted living property loans, skilled care nursing home mortgages, and continuing care retirement community loans.
  11. Agriculture/Land
    Bad credit loans are available from some alternative lenders. •The New Immigrant Farm Program (NIFP) can assist with direct farm ownership. •Agri finance can appeal to investors who recognize the importance of having housing, land and productive systems all in one place. •Farm financing agreements can be used to diversify investment portfolios.
  12. Gas Station/C-store/small Shops
    Gas Station/C-store/small Shops
    The SBA 7a Program allows for financing of all types of business needs from purchasing real estate, fixed assets, working capital and business acquisitions. The SBA 7(a) loan program highlights are: Up to 85% Loan to Value (LTV) Generally adjustable rates 2% to 2.75% over WSJ Prime 5 Year Fixed Rate may be available 25 Year Amortization Fully Amortized Loans with NO Balloons Loans up to $5 million Closings in as little as 45 to 60 days
WRITE A MESSAGE
CONTACT INFO
Name
Message
Email
Phone
Submit
Address:

245 Park Avenue,
39th Floor, New York, NY 10167

Site visit and funding available nationwide

Telephone: (847) 235-4682

EMAIL: submission@cohencommercialadvisers.com